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SME Working Capital

Asset-backed working capital financing structured as Murabaha — the bank buys what you need and resells it to you at a disclosed mark-up.

Working Capital financing is structured as Murabaha (cost-plus sale): Milestone purchases the raw materials, inventory or equipment your business needs and resells them to you at a transparent, pre-agreed mark-up, repayable in instalments. Because the mark-up is fixed and disclosed upfront — not a compounding interest rate — the facility stays free of riba while still bridging your short-term cash flow.

Key features

  • Financing tied to a specific, verifiable purchase — not a cash advance
  • Repayment terms matched to your business cycle
  • Available to registered SMEs and enterprises
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